Mutual Funds: A Way to Make Your Dreams Come True

  By Dishika Baheti •

At the stage of childhood, everyone plans something for oneself and the moment he/she turns into an adult, those dreams and desires fade away. We consider them as our immature fantasies and then forget them. But this is not justifiable at all. We must remember that we get a single chance to live a life of a human, and we must put the best efforts to live it in the way we want. Although, many of us try to attain our dreams but still fail to accomplish. The reason is a lack of planning and making wrong decision.
Investments have the power of creating one’s fortune. But there also, we fail to opt for the best strategy which could help us attain our ambition. Mutual fund programme has the efficiency and effectiveness to help one in fulfilling the desired aspiration. By providing various benefits, it aims to rejuvenate the life of investors. One can achieve his/her financial goals by investing in mutual funds and live a life full of comfort, pleasure and luxury.
Before we know about the various traits of mutual funds investment, we must know exactly what they are. The mutual fund is a programme in which a fund manager pools the monies of various investors and then invests the same into diversified projects to provide less exposure towards risk. The benefits that one fetch from mutual fund investments can be well explained using the following sub-headings:

1. Diversification: As the fund manager invests the accumulated fund into various strategies, it makes the investments well diversified. Accordingly, the risk exposure towards a single scheme or project gets reduced and hence the monies are secured.
2. Counter Market Volatility: The capital invested in this programme is less prone to market fluctuations due to diversification. As, not all the schemes face downfall simultaneously, the funds become less volatile towards market ups and downs. 
3. High-Yielding Returns: The investments made in the schemes of this programme offer high yields and helps in generating wealth for the future. By offering different plans, it caters the short as well as long-term financial needs.
4. Expertise: The schemes are designed by financial experts and professional fund managers after in-depth research and market analysis. Thus, they not only assure competence but provide the solution for every investor as per his/her requirements.
5. Proper Regulation: There are various asset management companies registered under the Indian statute, which aim to manage the funds of investors by investing them in the appropriate project. These AMCs are regulated as per the guidelines of Securities Exchange Board of India(SEBI), and hence assure perfect administration.
6. Flexibility: There are various schemes under mutual funds which are open-ended and do not have a lock-in period. Accordingly, an investor can redeem their funds as and when required to meet their instant needs.
7. Different Modes of Investing: As per the convenience and feasibility of investors, different modes are designed to make investments in mutual fund. One can opt for either the offline or online channel to buy any scheme of this programme as per one’s convenience.
8. ‘SIP’ or ‘Lump Sum’: In order to provide ease of investing, SIP(Systematic Investment Plan) has been designed. According to which, one invests in the mutual funds by making easy payments periodically. So, one who cannot go for a lump sum payment at once can opt for the SIP and make a worthwhile investment.

Therefore, if you have a dream to fulfil and looking for the right path to meet it, then mutual fund investment is the best choice for you. By putting your hard-earned monies into the most prominent strategy that assure security, high-yields, minimised risk and expertise, you can undoubtedly reach your ambition.
Hence, do not let go of your dream. Instead, opt for the best mutual funds and make the most of it to achieve the desired growth in life.
         
The author is a financial expert who is presently associated with MySIPonline. She has worked with different mutual fund AMCs in the past... (show bio)

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